If you're looking for vision and/or dental insurance in Missouri you have many options when it choosing a plan that works for you. It can be a bit confusing though for most people as they aren’t sure what is covered, when it’s covered and how much they can expect to pay when they need to use it. Below we will explain the options that you have when it comes to dental and vision insurance. First we will go over dental insurance, if you are strictly looking for vision insurance just scroll past the dental portion of this page.
Missouri Dental Insurance
Missouri dental insurance can be very confusing as many people don't know exactly what dental insurance covers, how long they have to wait before they are covered and how much they may have to spend out of pocket before insurance takes over. We make it really simple for our clients because we will walk you through the entire process of how dental insurance works and we also have many plans to choose from so we can get you the best option that fits your needs and budget.
The Missouri dental Insurance realm has come a long ways in the last few years, in fact there are even plans that we can offer now that have no waiting period. What that means is from day one you are covered for any dental procedures that you need done. You wouldn't have been able to find that a few years ago and we are one of the few insurance companies in the country that are able to offer it as well. We also offer many other plans as well, no matter what you need you can rest assure that Hometown Benefits has got you covered.
We cover all of the great state of Missouri, including these major areas:
Ameritas No Waiting Period Dental Insurance
If you live in Missouri though there is a great plan that was just introduced to the market that makes traditional dental plans like the one described above a thing of the past. This plan is unique, in that it’s one of the very few dental insurance plans in the country that has absolutely no waiting periods for any needed dental procedures. You read that right, from the first day you have coverage so you don’t have to wait 6-8 months to have any fillings, root canals or other produces done. This is a great plan through Ameritas and one that we are extremely excited about because we have never been able to offer a plan like this to our customers.
You can check out all the details of the plan by clicking the PDF to the right. There are 3 different plans available which is:
PrimeStar Advantage Plus Network
PrimeStar Advantage Plus
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Dental Discount Plans
Another option to cover dental procedures is something called a dental discount plan. These plans are the most affordable option many times and there are NO WAITING PERIODS for anything you need done. These plans are really good because they provide discounts of 40-75% off if you go to a dentist that is in your network
These plans are very simple to use and we suggest these plans if you are looking for something on a budget. Just keep in mind that these usually aren’t better than actual dental insurance plans, but it does give you the option of having some coverage at a more affordable rate if you happen to need dental work done in the future.
If you are interested in a dental discount plan then just click the button the right to get started.
Generally braces are not covered on most individual dental plans in Missouri, but there are a few options though to help with the cost of braces. Cigna is one insurance company that will offer up to $1000 of orthodontic work coverage in Missouri with no waiting periods on this either.
Group coverage will sometimes offer orthodontics coverage, but most of the time they don’t. If you are looking for dental insurance in Missouri or if you are looking for orthodontics insurance in Missouri then I would suggest contacting us so you can at least get $1000 off the cost and we can help you make the best choice for your needs. Just click here or click the button to the right to contact us about getting you the right plan.
Vision plans in Missouri and other states can be very beneficial if the insurance is used correctly. Most vision plans are offered in a group insurance setting but there are a few individual vision plans in Missouri that have good coverage. If you're looking for vision insurance we have some great plans in Missouri and other states that are very inexpensive while also offering solid coverage. If you would like a quote please contact us by clicking here or clicking the button to the right.
PrimeStar Choice Vision
PrimeStar Select Vision
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“My Husband and I were in need of health insurance and the team at Hometown Benefits Group were great! They helped us find a great plan at a low price. We can't recommend them enough!”
- Tom and Chloe Roberts
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