We Make Getting Health Insurance In St. Louis Easy
Here at Hometown Benefits Group, we specialize in helping people in St. Louis and all over Missouri get health insurance while also making the whole process as smooth as possible. If you're looking for health insurance in St. Louis, have questions about health insurance or are generally confused about what you need to do about your insurance you've definitely come to the right place. Hometown Benefits Group can not only get you the best rates available on the market but we able to explain to you the new healthcare law and how everything works under the new law as well. We are always here as well to answer any questions you may have before, during and after you become a client of ours.
Below you will find all the types of St. Louis health insurance options that we offer. If you have any questions feel free to give us a call or email us to see what we can do for you. We can also provide you with instant quotes right from our site so you can find out instantly how we can save you money.
Individual Health Insurance Plans
Probably the most common type of insurance we get asked about is individual insurance plans, this is due to the fact that the new law was in many ways created to help people get that type of insurance. When it comes to individual insurance plans the question we most commonly get around here is about how to actually get insurance under the new law. Well, to keep things simple there are generally two ways to get individual health insurance under the new law.
- You can get a plan that is ON the Missouri health insurance exchange that has been setup under the Affordable Care Act
- You can also get a plan that is OFF the Missouri health insurance exchange as well
Basically if you qualify for a tax credit based on your income level then you would want an ON exchange plan. If on the other hand you don’t qualify for a tax credit for whatever reason, then you would more than likely want an OFF the exchange plan. There is much more that goes into this and we will be more than happy to help explain it all to you so you can make the best choice possible.
Unlike most insurance companies we can also save you more money because we represent all of the major insurance companies. What this means is that we can shop around with multiple providers and find you the best plan that not only fits your needs but is also at the best price as well. We also make it easier than ever to get started because we can get you an instant quote right here from our website. Just click the button to the right to get started.
Missouri Group Health Insurance Plans
Group insurance is changing as we know it. In fact in a lot of cases it will be in the company’s and the employees best interest to NOT offer group insurance. It’s a case by case basis, but we know regardless of the case we can save your company money. Fill out our online census and we will start working on several quotes for you. We offer health, life, dental, vision, and supplement insurance for your business.
If you're interested in group insurance rates just click the button to the right and fill out the form there and we will be in touch with you very quickly to see what we can do for you.
Missouri Medicare Plans
Choosing the right medicare plan to fit your needs can be a confusing decision. With so many options available it’s hard to decipher the best plan that fits your specific needs. Hometown Benefits Group takes all of the guesswork out by doing a full analysis of your health needs to determine which type of policy that you may need. If you would like to learn more about Medicare plans then click here but if you are interested in getting an instant quote for Medicare then just click the green button to the right to get started.
Missouri Dental/Vision Insurance Plans
Dental insurance in Missouri can be very confusing as many people don't know exactly what dental insurance covers, how long they have to wait before they are covered and how much they may have to spend out of pocket before insurance takes over. We make it really simple for our clients because we will walk you through the entire process of how dental insurance works and we also have many plans to choose from so we can get you the best option that fits your needs and budget.
If you're interested in getting a quote on dental insurance you can click the green button to the right to get an instant quote. If you interested in vision insurance as well or just want to learn more about your dental/vision insurance options just click here to learn more.
We Cover Missouri And More
The good news is that we can provide health insurance in not just Missouri but also Kansas, Illinois, Oklahoma and Texas. Each state is different of course and has it's own health insurance exchange established but all you have to do is get in touch with us and we will do all of the work for you and explain everything that you need to know.
The other areas that we cover in Missouri are:
- St. Louis
- Kansas City
If you are curious what type of tax credit you can get then just head on over to the Health Reform page to figure your tax credit, you'll find a table there that will help you figure that out. If you don't feel like trying to figure out what your tax credits will that's no problem. Just give us a call and we will figure it out for you and get you a free quote from the top insurance companies around. To get a free quote you can complete the form at the bottom of this page, you can call us at 417-831-1566 or you can send us an email at firstname.lastname@example.org.
“My Husband and I were in need of health insurance and the team at Hometown Benefits Group were great! They helped us find a great plan at a low price. We can't recommend them enough!”
- Tom and Chloe Roberts
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